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A Retirement Countdown Checklist: 5 Steps to Consider Before Retirement
Whether you're hoping to retire soon or are just beginning to explore the idea of stepping back from your job, you're probably wondering how to make it happen. Will you have enough money? How will you spend your time? What will you do for health insurance? Here, you’ll find a useful countdown of the five biggest steps to developing a solid retirement plan.
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Social Security Isn’t Enough: How Social Security Fits into a Well-Rounded Retirement Plan
If you're nearing retirement age, you know the Social Security process and how much you will likely receive.
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How to Recognize and Protect Yourself Against Tax Identity Theft
A common type of identity theft involves the use of someone's Social Security number to unlawfully intercept their income tax refund. Unfortunately, this fraud often isn't discovered until the victim tries to file their taxes. Instead of getting a quick refund, they may instead be facing a lengthy battle with the IRS.
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How Much Should I Have in My 401(k)?
A crucial aspect of planning involves understanding how much money you should aim to have in your 401(k) now, based on your age, as you save for retirement.
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Know What You Are Worth Today to Map Out Your Financial Future
It does not matter how much money you have today; you still must know the details of what you are worth. Understanding your financial situation can help you develop a retirement plan, pay down debt, draft a comprehensive estate plan and live with financial independence.
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Building a Strong Financial Foundation
It is never too early to begin, and the sooner you start, the better. Consider the following steps to building a strong financial foundation:
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3 Questions to Ask Yourself Before You Claim Social Security
If you are unsure when to start your claim, here are a few questions that may help you determine if it is time to make a claim or if you should delay a little longer.
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6 Telltale Signs You're Not Saving Enough for Retirement
Consider these six telltale signs to help you decide if today is the day you need to change your saving strategy.
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It’s Not Too Late to Become Financially Literate
No matter your age, when you understand how to manage your money and finances, you can make sound financial decisions and take the needed steps toward your financial goals.
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Learn at your own pace, attend live online events, and turn to your team for personalized guidance.
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You can choose to meet with us in-person, by video, or on the phone. We look forward to connecting with you and discussing your needs.
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Your Home’s Sump Pump: What You Need to Know
Learn how sump pumps work to protect your home from backed up water, and how Water Backup and Sump Pump Overflow Coverage can help cover damages to your home if your pump fails.
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The Importance of Financial Wellness
Financial wellness, like physical wellness, isn’t something you should ignore. Instead, it's a critical concept for anyone who wants to be knowledgeable and confident about their finances, and in fact, financial wellness is so important that more than half1 of employers now offer financial wellness programs to their workers.
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Key Financial Wellness Metrics for Near-Retirement Individuals
As one approaches retirement, monitoring your financial situation by understanding your net worth and assessing the assets and resources needed to maintain a comfortable lifestyle throughout retirement is vital.
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Year-End Tax Planning Considerations for Capital Gains
Year-end tax planning can help investors manage their overall tax liability while seeking to manage investments for suitable tax outcomes. In this article, we explore four key tax planning areas for capital gains: what it is, tax law changes, tax efficiency, and offsetting capital losses.
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What Should Millennials Consider Doing With Their Money?
As the oldest millennials have reached their forties, this generation is purchasing homes, paying off student loans, and starting their families. But while millennials might get some teasing for their "avocado toast" tastes and penchant for convenience, these 30-to-40-year-olds represent a powerful economic force. What are millennials spending their money on now, and what might they do to help increase their assets over the next few decades?
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Retirement Re-education: Back to School Time for Retirement Planning
Now is the time to consider a ‘retirement re-education’ by reviewing your retirement plan and overall strategies to see if they still align with your greater plans and goals.
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As recent fire seasons have shown us, it’s all too easy for poor backyard fire safety behavior to lead to tragic and costly consequences.
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Spreading Holiday Cheer with Year-End Giving
The holidays are nearly upon us – a time of giving, goodwill to others, and embracing traditions.
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Market Volatility and the Importance of Staying the Course at Different Ages
Staying the course through market volatility has different implications at ages 20, 30, 40, 50, and into retirement. Check out these tips.